Looking for the best money-saving apps and websites? There are plenty of options out there to help you manage your finances better. I’ve gone through some of the top personal finance apps to find the ones that can save you the most money, and I’m excited to share them with you.
What’s great about these apps is how easy they make it to track your savings. Just pull out your phone, and you can see exactly what’s going on with your finances. These apps can help you manage your money, save or earn more, simplify financial tasks, cut expenses, and much more.
Saving money is crucial, especially with rising costs. Every little bit helps, and these apps can make a big difference. Here’s how they can benefit you:
– Save money from your phone
– Earn money when shopping online
– Manage your money online
– Find side hustles
– Save on groceries
– Set and reach savings goals
– Invest for your future
– Improve spending habits
– Cut expenses
These apps work on Apple iOS, Android, laptops, and tablets. You can sign up for them through your phone’s app store or their websites.
In this article, I’ll explain the top money-saving apps and answer common questions about their safety, why they pay you cash, and more.
Here are some of the best money-saving apps:
1. **Personal Capital**: A popular personal finance and investment tool. It helps you see your net worth, retirement savings, spending, and investments. It even analyzes investment fees to help you save more. Plus, it offers a high-interest savings account.
2. **Capital One Shopping**: Automatically applies coupon codes when you shop online, saving you time and money. It’s a free browser extension that works in the background while you shop.
3. **Upside**: Earn cash back at gas stations, grocery stores, and restaurants. You can save up to $0.25 per gallon on gas and up to 30% on groceries.
4. **Fetch Rewards**: Scan your grocery receipts to earn points for gift cards. It’s easy and works with any store.
5. **Ibotta**: Submit your receipts to earn cash back on everyday purchases. It works with hundreds of stores and offers both online and in-store rebates.
6. **Swagbucks**: Earn points by watching videos, playing games, scanning receipts, and more. Redeem points for gift cards or cash.
7. **Rakuten**: Get cash back for shopping online. Just click through Rakuten before you shop at your favorite stores.
8. **Acorns**: Invest your spare change by rounding up transactions to the nearest dollar and investing the difference. It’s a great way to start investing with small amounts.
9. **American Consumer Opinion**: Earn money by taking online surveys. They sometimes offer free items to test and review.
10. **Neighbor**: Rent out your unused storage space, like a garage or basement, and earn money.
11. **Survey Junkie**: Take online surveys for cash or gift cards. It’s available in the U.S., Canada, and Australia.
12. **InboxDollars**: Earn money by watching videos, taking surveys, and playing games online.
13. **Decluttr**: Sell your old electronics, CDs, DVDs, and books for quick cash.
14. **Bestmark**: Get paid to be a mystery shopper and evaluate customer experiences.
15. **RVshare**: Rent out your RV when you’re not using it and earn extra income.
16. **Get Jerry**: Compare car insurance rates and save an average of $879 per year.
17. **Chime**: Automatically round up debit card purchases to the nearest dollar and transfer the difference to your savings account. It also offers early access to direct deposits and no monthly fees.
18. **Albert**: A simple app for saving and investing. It also has a Genius feature for personalized financial advice.
Do money-saving apps actually work? Yes, they do. While not every app will work for everyone, there are plenty of options to try. I’ve personally used many of these apps and have seen great results.
Are money-saving apps safe? The apps listed here are safe and legitimate. I’ve researched each company and use many of them myself.
Where do money-saving apps get their money from? They make money through commissions, selling market research data, advertising, reselling items, and more.
What are the best money-saving apps for iPhone and Android? Acorns and Ibotta are top-rated for both platforms, but all the apps listed here are user-friendly and safe.
To recap, the best money-saving apps include:
– Personal Capital
– Capital One Shopping
– Upside
– Fetch Rewards
– Ibotta
– Swagbucks
– Rakuten
– Acorns
– American Consumer Opinion
– Neighbor
– Survey Junkie
– InboxDollars
– Decluttr
– Bestmark
– RVshare
– Get Jerry
– Chime
– Albert
These apps can help you save money, cut expenses, improve spending habits, and even earn extra cash. What are your favorite money-saving apps?